Money Service Business Registration
A Money Service Business (MSB) is a company that provides financial services such as money transfers, currency exchange, prepaid cards, or digital payment services.
If you are planning to operate as: A money transmitter, a currency exchange provider, a crypto exchange, a remittance business, or a payment processing company
What Is a Registered Money Service Business?
A registered Money Service Business (MSB) is a company officially registered with the appropriate financial authority, such as:
FinCEN (USA)
FINTRAC (Canada)
HMRC (UK)
MSB registration ensures:
Anti-Money Laundering (AML) compliance
Legal operation approval
Regulatory transparency
Protection from penalties
US Money Service Business Registration (FinCEN MSB Registration)
In the United States, MSBs must register with the
Financial Crimes Enforcement Network (FinCEN).
FinCEN Money Service Business Registration Includes:
MSB Registration Form Filing
AML Policy Preparation
Compliance Officer Appointment
Risk Assessment Documentation
Ongoing Reporting Guidance
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How to Register a Money Service Business in the USA
If you’re searching:
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Here’s the process:
Form a US company (LLC or Corporation)
Register as MSB with FinCEN
Obtain state-level money transmitter licenses (if required)
Implement AML & KYC compliance
Maintain ongoing reporting
California Money Service Business Registration
Some states require additional licensing.
For example:
California money service business registration may require state-specific approval.
We guide clients through:
State money transmitter licensing
Regulatory authority filings
Compliance documentation
Florida Money Service Business License
Florida requires state licensing for certain financial services.
We assist with:
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Florida money service business license search
Ongoing compliance filings
Canada Money Service Business Registration (FINTRAC MSB)
In Canada, MSBs must register with
Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
FINTRAC Money Services Business Registration Includes:
Canadian MSB Registry filing
AML Compliance Program
Risk-based procedures
Reporting system setup
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UK Money Service Business Register (HMRC MSB)
In the UK, MSBs must register with
HM Revenue and Customs (HMRC).
We assist with:
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HMRC money service business register
AML supervision registration
UK compliance policies
MSB License Requirements
Money Service Business registration requirements typically include:
Legal business entity formation
Compliance Officer appointment
AML/KYC policy
Risk assessment
Suspicious Activity Reporting system
Business activity description
Money Service Business Registration Renewal
MSB registration is not one-time only.
We support:
Registration of money service business renewal
MSB compliance updates
Reporting renewals
Registry updates
Money Service Business vs Payment Service Provider
Many founders ask:
Money Service Business vs Payment Service Provider — what’s the difference?
An MSB typically includes:
Money transmission
Currency exchange
Stored value issuance
A Payment Service Provider (PSP):
Processes transactions
Acts as intermediary
May require additional licensing
We assess your business model to determine:
Whether you qualify as an MSB
Which regulator applies
Whether money transmitter license is required
Money Service Business Registry & Search
Need verification?
We assist with:
Money service business registration search
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MSB registry search USA
FINTRAC MSB registry search
State license lookup
Who Regulates Money Service Businesses?
Regulators vary by country:
USA → FinCEN + State Regulators
Canada → FINTRAC
UK → HMRC
Philippines → Central Bank
Malaysia → Bank Negara
Understanding who regulates money service businesses is critical for compliance.
Money Service Business Examples
Examples of MSBs:
Money transfer companies
Crypto exchanges
Remittance providers
Digital wallet providers
Prepaid card issuers
If your business involves handling or transmitting money — you may require MSB registration.
Start Your Money Service Business Legally
If you’re planning to:
Register a money service business, Apply for MSB license USA, Register with FINTRAC Canada, Register with HMRC UK